DESERT PRIVATE COLLECTION

Classic & Collector
Car Financing

Bring your next classic within reach. Explore financing and leasing providers, compare your options, and take the next step toward the car you have been looking for.

Find Your Financing Option Browse Our Collection

Desert Private Collection is not a lender and does not provide in-house financing. We welcome third-party financing. Approval and terms are determined by the provider.

FROM THE FIRST LOOK TO YOUR NEXT DRIVE

How to finance a classic car

Whether you are purchasing your first vintage vehicle or adding to a collection, start with the car, your budget, and how you plan to use it. Confirm that a provider can finance the vehicle's age, condition, and purchase price before completing an application.

Choose your vehicle

Find a car in our inventory and contact us to confirm availability, price, and vehicle details.

Compare your options

Request terms directly from a provider. Review the monthly payment, total cost, and any conditions before choosing.

Coordinate your purchase

Once financing is approved, contact our team to coordinate purchase documents, funding, and pickup or shipping.

A financing option for your next chapter

Whether you prefer a personal loan, specialist collector car financing, or a lease, start with the provider that fits your purchase. Explore current programs directly below. Each link opens the provider’s website in a new tab.

PERSONAL LOANS

LightStream

LightStream, a lending service of Truist Bank, offers personal loans for borrowers with good to excellent credit. Review its current vehicle financing options and eligibility requirements.

Ask about: Available loan amounts, repayment terms, and whether the program fits your purchase.

Explore LightStream

COLLECTOR CAR FINANCING

Woodside Credit

Woodside Credit specializes in financing classic, collector, and exotic vehicles. Request a quote for the car you are considering and review the proposed terms.

Ask about: Vehicle eligibility, required down payment, loan term, and total borrowing cost.

Request a Woodside Quote

Visit Woodside Credit

CLASSIC CAR FINANCING

J.J. Best Banc & Co.

J.J. Best Banc & Co. offers financing for classic and collector vehicles. Contact the lender to discuss your chosen car and the documentation needed for your application.

Ask about: Eligible vehicles, credit requirements, down payment, and repayment options.

Explore J.J. Best

SPECIALTY VEHICLE LEASING

Putnam Leasing

Putnam offers specialty vehicle leasing, including programs for collector cars. A lease has a different payment structure and end-of-term obligations than an installment loan.

Ask about: Upfront costs, residual value, purchase-option price, fees, and your responsibilities at lease end.

Explore Putnam Leasing

What to have ready

Requirements vary by provider. You may be asked for:

Identification and contact information.
Employment, income, and housing information.
The vehicle's year, make, model, VIN, and purchase price.
Your intended down payment and requested financing amount.
Additional vehicle, insurance, or financial documents required by the provider.

Classic car financing questions

Do you offer in-house financing?

No. Desert Private Collection does not make loans. The providers listed above are independent companies that make their own credit decisions and set their own terms.

Can I use my own bank or credit union?

Yes, we welcome third-party financing. Confirm that your lender accepts the vehicle you want to purchase, then contact us to coordinate the transaction.

What credit score or down payment do I need?

There is no single requirement that applies to every provider on this page. Eligibility, credit standards, down payments, and documentation vary by program and applicant. Ask the provider for its current requirements.

Can taxes, registration, and shipping be financed?

Ask your provider which purchase costs are eligible. Include applicable taxes, registration, insurance, shipping, and other expenses when planning your budget; some costs may need to be paid separately.

Does financing approval reserve a vehicle?

A financing decision is separate from the vehicle purchase. Contact Desert Private Collection to confirm current availability and discuss purchase arrangements.

Your next classic starts with a conversation.

Tell us which vehicle caught your eye. We can confirm availability, answer questions about the car, and discuss the purchase details you need before arranging financing.

Let’s Discuss Your Next Car

Financing and leasing are subject to provider approval, eligibility, and program availability. Rates, terms, fees, and requirements may change. Information on this page is general and is not a financing offer or a guarantee of approval. Review the provider's current disclosures and your final agreement for complete terms.

MY CARS